Pacific One Mortgage has a library of information on a myriad of different finance options and ideas to help you make an informed, intelligent decision when it comes to your mortgage investments. We have a series or short reports available that can be mailed or e-mailed to you.  Just click on the link for the publication or fill out the form below and we will get it out to you right away.

Check out the Quick Tips page for ideas on daily living.

Here is a list of the reports with a short introduction that are currently available:

100% Financing Made Easy
Home financing has changed. No where has that change been more apparent than in the area of 100% financing for the purchase of a home. The use of credit scoring has enabled lenders to provide new loan products for people with high credit scores; and the lending industry has become more competitive causing lenders to aggressively offer new products to home buyers of all credit grades. This manual is designed to help you understand some of the “new rules” for financing your home – in particular, we’ll look at some 100% financing programs designed to help put you into your home! One of our clients actually purchased a home with less than $125 out of pocket! Really – we have the closing statement to prove it. That’s less money out of pocket than if they would have rented a home.

Construction Financing Made Easy
Construction financing has changed and the borrower is the one who benefits. The use of credit scoring has enabled lenders to provide new loan products for people with high credit scores; and the lending industry has become more competitive causing lenders to aggressively offer new products to home buyers. Nowhere is this more apparent than in the area of construction lending. This manual is designed to help you understand some of the “new rules” for getting the construction loan to build your home. We hope this information will be of use to you.

Financing Made Easy
Home financing has changed, and for good reasons. The average price of a home has continued to increase; the use of credit scoring has enabled lenders to provide new loan products for people with high credit scores; and the lending industry has become more competitive causing lenders to aggressively offer new products to home buyers. This manual is designed to help you understand some of the “new rules” for financing your home. Whether you are considering buying your new home, refinancing the one you are in now, or obtaining a Line of Credit we hope this information will be of use to you.

Interest Only Loans Made Easy
Home financing has changed. And it continues to change! The use of credit scoring has enabled lenders to provide new loan products for people with high credit scores; and the lending industry has become more competitive causing lenders to aggressively offer new products to home buyers of all credit grades. This manual is designed to help you understand some of the “new rules” for financing your home – in particular, we’ll look at “interest only” loan programs designed to give you another payment option to lower your monthly payments.

The Successful Lease/Purchase
The road to home ownership has different routes. Many first time home owners – and even past homeowners – are using an increasingly popular vehicle called “Rent to Own” or “Lease/Purchase”. This manual will define some of the concepts of Lease/Purchase and will help prepare you for success in using this vehicle to purchase a home. The information presented here is not legal advice and this manual does not cover all of the issues and possible concerns that may occur when buying a home. We strongly suggest that you seek advice from qualified professionals when purchasing any home.

No Down Payment Made Easy
Home financing has changed. No where has that change been more apparent than in the area of 100% financing for the purchase of a home – this means No Down Payment! The use of credit scoring has enabled lenders to provide new loan products for people with high credit scores; and the lending industry has become more competitive causing lenders to aggressively offer new products to home buyers of all credit grades. This manual is designed to help you understand some of the “new rules” for financing your home – in particular, we’ll look at some 100% financing programs designed to help put you into your home! One of our clients actually purchased a home with less than $125 out of pocket! Really – we have the closing statement to prove it. That’s less money out of pocket than if they would have rented a home.